Our AI Mortgage Assistant is trained on VA loan program rules, IRRRL mechanics, funding fee tables, residual income requirements, and thousands of real-world scenarios. It answers instantly and privately — and a licensed loan officer is always one click away.
Private
No credit pull. No SSN. Encrypted end-to-end.
Human-in-loop
Loan officers review, price, and approve.
Trained on VA rules
Funding fee, entitlement, IRRRL recoupment.
How it works
- Ask any VA loan question in plain English.
- The AI answers using our library of VA program rules and today's rate context.
- When you want a real quote, a licensed loan officer takes over — no repeated questions.
What people ask most
- “Do I qualify for a VA loan with a 610 score?”
- “What's my funding fee for a second-use VA loan?”
- “Should I IRRRL if rates drop 0.375%?”
- “How does BAH count as income?”
- “Can I use my VA loan on a condo?”
- “What's the entitlement math for a $650k purchase?”
Frequently asked questions
Does the AI Mortgage Assistant approve loans?
No. The AI Assistant is an educational and guidance tool. Every actual approval decision is made by a licensed loan officer and underwriter reviewing your documented file.
Is my conversation private?
Yes. Conversations are encrypted in transit and at rest. We never sell chat data. See our Privacy Policy for details on retention and use.
Can it pull my credit?
No. The AI Assistant will never pull credit or ask for your Social Security Number. When you're ready for a formal application, a licensed loan officer handles that step.
What if the AI gets something wrong?
Every answer includes a path to a licensed loan officer. Program details change; before making a decision, confirm with a human on our team.
Ready to move forward?
Get your personalized VA quote in 60 seconds.
No SSN. No credit pull. No obligation.
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