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How VA loans compare to other mortgages
Side-by-side comparisons: VA vs FHA, VA vs Conventional, VA vs USDA, VA vs Jumbo, VA Cash-Out vs HELOC, IRRRL vs Conventional Refinance.
The best loan program depends on your down payment, credit, occupancy, and goals. See how VA stacks up head-to-head against every other mortgage option.
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VA vs. FHA
Side-by-side: VA vs. FHA on down payment, mortgage insurance, rates, credit, and closing costs.
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VA vs. Conventional
Every difference between VA and conventional mortgages: down payment, PMI, rates, funding fee, credit, and DTI.
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VA vs. USDA
VA and USDA both offer $0 down — here's how they compare on eligibility, location, and cost.
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VA Jumbo vs. conventional jumbo
How VA loans work above conforming limits and how they compare to conventional jumbo mortgages.
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VA Cash-Out Refinance vs. HELOC
When a VA Cash-Out beats a HELOC — and vice versa. Rate, cost, structure, and use case.
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IRRRL vs. conventional refinance
For Veterans, is the IRRRL better than a conventional rate-and-term refinance? Almost always yes.
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VA Purchase vs. FHA Purchase
First-time buyer with both options? VA vs. FHA compared on down payment, insurance, and lifetime cost.
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