Today's VA Rates

  • 30-Yr VA Purchase5.99%(6.21% APR)
  • 15-Yr VA Purchase5.375%(5.68% APR)
  • 30-Yr VA IRRRL5.875%(6.05% APR)
  • 30-Yr VA Cash-Out6.25%(6.48% APR)
as of Jan 1, 1970See all rates →

Complete Guides

Complete VA loan guides

Long-form step-by-step guides: the complete VA loan guide, the complete IRRRL guide, the closing process, checklists, and timelines.

Long-form playbooks that walk you through the VA loan process end-to-end — everything you need to close with confidence.

Complete Guides

The Complete VA Loan Guide: Every Step, Cost, and Rule for 2026

The definitive VA loan guide: eligibility, COE, pre-approval, funding fee, appraisal, underwriting, and closing — with real numbers and timelines.

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Complete Guides

The Complete IRRRL Guide: VA Streamline Refinance from Start to Finish

The definitive VA Streamline Refinance guide: eligibility, seasoning, 0.5% net-tangible-benefit rule, funding fee, costs, and closing timeline.

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Complete Guides

The Complete VA Refinance Guide: IRRRL vs Cash-Out vs Conventional

Every VA refinance option compared side by side: IRRRL, VA Cash-Out, conventional refinance. Costs, seasoning, appraisal rules, and when each wins.

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Complete Guides

The VA Loan Checklist: Every Document and Task from Application to Close

The complete VA loan document and task checklist: COE, income, assets, credit, appraisal, insurance — organized by phase and role.

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Complete Guides

The VA Home Buying Timeline: A Realistic 45-Day Playbook

A realistic 45-day VA home buying timeline: pre-approval, offer, contract, appraisal, underwriting, and closing — with target dates for each step.

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Complete Guides

The VA Closing Process: What Happens in the Final 3 Days Before You Sign

Exactly what happens the last 3 days before a VA loan closing: final CD, walk-through, wire, signing, funding, and keys. What to check and what to skip.

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Complete Guides

The VA Pre-Approval Guide: How to Get a Real, Offer-Ready Letter

How VA pre-approval actually works: pre-qualification vs pre-approval vs underwritten approval, documents required, credit score targets, and lender picks.

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Complete Guides

VA Loan Document Checklist: Exactly What Every Lender Will Ask For

The complete VA loan document list by borrower type: W-2, self-employed, retired, active-duty, Guard/Reserve, surviving spouse. Print and pack.

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